Online Baccarat Odds

    To give yourself the best chance to win at online baccarat, it’s essential that you understand online baccarat odds – and that’s exactly what we’re here to show you. In this guide, you’ll learn about the different types of bets available in online baccarat along with their probabilities and payouts.

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    The best bet in baccarat

    We don’t want to waste your time, so let’s dive straight into online baccarat odds by looking at the best bet you can make – banco.

    online baccarat odds

    Banco, also known as betting on the banker, has the highest statistical chance of winning from the three main bets (banco, punto, tie). Here are some key online baccarat odds for the banco bet:

    ProbabilityHouse EdgeRTPPayout
    45.87%1.06%98.94%19/20

    When analysing these odds, you can see that banco is the most likely bet with a very high return-to-player (RTP) percentage and a small house edge.

    Many online casinos pay at 19/20 for banco bets, while others offer even odds with a 5% commission; effectively the same thing.

    The worst bet in baccarat

    Just like the bet with the best online baccarat odds, the worst bet in baccarat is also one of the ‘big three’. This time, it’s the tie bet.

    The standard online baccarat odds for the tie are 8/1. If you’re sitting there betting on banco over and over, you may feel a temptation to mix things up with a tie bet and hope to hit a bigger win. Avoid this temptation, as the odds are poor.

    Here are the key details on the tie bet:

    ProbabilityHouse EdgeRTPPayout
    9.51%14.36%85.56%8/1

    As you can see, your chance to win at online baccarat decreases significantly if you bet on the tie. The RTP of 85.56% is very poor, and well below the usual standard for most games, including slots. The house edge is too big to make this a viable option.

    What about punto?

    The statistics for punto are quite similar to banco, but the latter has a slight edge.

    Here are the online baccarat odds for punto bets:

    ProbabilityHouse EdgeRTPPayout
    44.63%1.36%98.76%Evens

    Although the banco bet has a preferable RTP and lower house edge, the difference between punto and banco bets is not gigantic. So, the occasional bet on punto isn’t the worst mistake you can make at an online casino.

    Biggest odds in baccarat

    Of the three basic bets, banco and punto give you the best chance to win at online baccarat, while the tie bet is for suckers. But what other options are there?

    A girl playing online baccarat

    You may be interested to learn that it’s the side bets which offer the biggest odds in baccarat. Here’s a bit more information on common baccarat side bets:

    UR Way Égalité

    ‘Égalité’ is French for ‘pair’, so you may have seen this at the baccarat table before for the tie bet. UR Way Égalité is a bit more specific than a regular tie bet, as you’ll need to predict the specific number, as well as both hands ending in a tie.

    Here are the online baccarat odds for UR Way Égalité:

    Hand ValueHouse EdgePayout
    013.4%150/1
    111.8%215/1
    210.1%225/1
    310.9%200/1
    412.9%120/1
    512.5%110/1
    613.3%45/1
    78.2%45/1
    812.2%80/1
    911.6%80/1

    All variations of UR Way Égalité have a lower house edge than the standard tie bet. So, even though they’ll happen less often, they make a better long-term betting prospect than the tie alone.

    3G8

    Three giving eight, often shortened to 3G8, is another popular side bet in baccarat. It’s quite an odd wager in that it’s very specific, much like the snake bet in online roulette.

    In order to win from the 3G8 side bet, the banco hand must have a total value of three points from the first two cards. Next, the punto hand must qualify to draw for a third card, and land an eight.

    3G8 pays out at a handsome 200/1. The house edge is 8.68%, so there are definitely more optimum chances to win at online baccarat. However, when you compare it to the 14.36% house edge of the tie bet, it’s also not the worst option.

    Where to get the best online baccarat odds

    Now that you have a deeper understanding of online baccarat odds, probabilities and house edges, you probably want to use this new information at the tables.

    To play online baccarat at a top site, just follow any of the links provided on this page. Each of the casinos we recommend have been pre-tested and approved by our experts, with online baccarat games available at all of them.